We like mortgage lending.
Lending securing homes is a positive use of finance, it shelters families, it supports growth and safety in so many ways, it allows people to own their own future and to live out their own dreams and desires…we like that.
At LOCUS we want to support anything and everything that can empower safer decisioning, purchasing with low or no friction, dream fulfilment, through supported home purchase.
We have been in this space for a very long time, in diverse roles, in position to see the whole journey. LOCUS is the result of looking at what might make a real difference.
LOCUS lets credit join hands with lending products and the property in question, to illuminate the journey in a modern and hopefully frictionless way.
“Having worked for more than 18 months with the Property Risk team we are excited to have signed long term agreements that allows us to take advantage of the expertise and new LOCUS technologies to deliver a smoother customer lending journey.”
Peter Greig
Head of Real Estate at One Savings Bank
The traditional approach to property risk and lending is outdated. LOCUS Solutions support the transition to a new era in property finance.
Trusted Property Attributes
Curated, reliable and fit for purpose.
Your Rules Your Engine
Set your own appetite and drive your own deal resilience.
Design Your Own Journey
API data, reports and artefacts supporting an optimized valuation journey.
Locus is client specific
It’s for you as the lender to weave a garment that incorporates your credit rules, product requirements, eligibility appetite and level of confidence or of caution at the property level.